Buyer Brief – Court Auction

What is for Sale

• Property: Residential building located at 5321 Kunmadaras, Csikay János utca 31.
• Ownership share offered: 2/3
• Land registry details: Parcel No. 2002, designated as "Kivett / lakóház, udvar, gazdasági épület" (residential house, yard, outbuilding), located in Kunmadaras belterület (inner area).
• Building description: Approximately 70 years old, adobe (mud-brick) walls on concrete foundation, tiled roof, approx. 80 m² floor area, in need of renovation.
• Starting price: 980,000 HUF
• Auction deposit: 98,000 HUF
• Bidding window: From 2026.10.19 to 2026.12.18 19:00

Who is Involved

• Debtor: Csokai Bernadett
• Creditor (enforcement requester): Inhold Pénzügyi Zártkörűen Működő Részvénytársaság and co-creditor(s) (ref. no. 275058 VH)
• Notary: Csenárné dr. Kozák Ilona közjegyző (case no. 21020/Ü/31308/2024/3)
• Case ID: 267.V.0031/2025/137

Occupancy and Encumbrances

• Occupancy: The property is occupied and will be auctioned as such.
• Encumbrances registered in the land registry:
• Right of usufruct (haszonélvezeti jog) – for life (holtig tartó)
• Widow's right (özvegyi jog)
• Right of way / utility easement (vezetékjog)
• Non-evictable person: The usufructuary (haszonélvező) is entitled to remain.

Other Claims

• Base claim (principal): 132,270 HUF (title: "díj" / fee)
• Additional enforcement cases linked to the property: 9 cases (case nos. 267.V.0248/2018, 267.V.0359/2025, 267.V.0651/2014, 267.V.0666/2024, 267.V.0727/2024, 267.V.1427/2021, 267.V.2166/2018, 267.V.2307/2020, 267.V.2564/2021)
• Total amount of additional claims: 1,552,288 HUF
• Auction stages: 90% / 70% / 50% of starting price