Buyer Brief – Court Auction Notice

What is for Sale

• Property: Residential house and yard (kivett lakóház és udvar) on a 497 m² plot
• Address: 5720 Sarkad, Bihar utca 16
• Parcel number: 3151 (Sarkad, built-up area)
• Ownership share: 1/1 (II/10)
• Description: Family house built of adobe (vályog), located approx. 500 m from the town center, accessible from an asphalt road. Heating via gas convector; exterior walls plastered and whitewashed. Property is connected to the sewer network.
• Starting price: HUF 2,800,000
• Auction deposit: HUF 280,000
• Bidding window: 2026-09-04 to 2026-11-03, 08:00
• Auction stages: 90% / 80% / 70% of starting price

Who is Involved

• Debtor: Lovas Nikolett
• Creditor: OTP Faktoring Zrt. (enforcement requester and associates; reference no. 522742_400386/100006741/OU-EC-20191107)
• Notary: dr. Végh Péter (ref. 41022/Ü/30684/2020/4)
• Case ID: 173.V.1191/2020/138
• Signed: Gyula, 2026-08-28

Occupancy and Encumbrances

• Occupancy: The property is auctioned occupied, encumbered with a registered right of usufruct (haszonélvezeti jog).
• Usufruct: Registered in the land registry; the property is not evictable (non-evictable usufructuary).
• Easement: A right of way (vezetékjog) is recorded on the property sheet.

Other Claims

• Base claim title: Current account debt (folyószámla tartozás)
• Base claim principal: HUF 336,122
• Additional enforcement cases: 173.V.0127/2024, 173.V.0277/2023, 173.V.0293/2017, 173.V.0308/2026, 173.V.0573/2024, 173.V.0639/2023, 173.V.0795/2025, 173.V.0899/2025, 173.V.1032/2023, 173.V.1129/2019
• Total additional claims: HUF 1,741,425